It’s been awhile since I checked the status of my debt. I guess because when we first joined MMI, I was a wee bit obsessed with checking the progress only to be let down because not much can change a week later. Imagine my surprise when I checked today and found that we’ve already paid $6,000 off and my Victoria Secret card only has a balance of $17 left! Of course our Citibank which was our highest balance is still pretty up there but it’s much better than it was when we first started. Oh what a relief!
Then I started thinking, about how we’ve been in this program for a year now. A year without credit cards. I couldn’t had imagined before and even now it still blows my mind that I survived! My shopping habits have slowed down (thankfully) and the money I do spend is money I currently have, not borrowed money. And it does put things in perspective.
I’m excited that my debt is almost paid off, but I think this has taught me that it’s possible for me to survive without credit cards and even though I really want them back, I think it would be a better idea to not take them back. I’ll still have them around, for emergency purposes, but I won’t be using them anymore for just anything.
Ah! This is so exciting :).
